dcsimg
Best Credit Cards

The Best Credit Cards - Credit Card Comparison Made Easy

Credit card companies are in a race to offer the best rewards, highest cash back rebates, lowest interest, best balance transfer terms and much more.  It’s hard to make sense of all the marketing – especially when so much of what has been published is out of date. 

Our promise:  All of our credit card reviews & information on card offers is current.  We review our list of credit card offers DAILY, and ensure that we update and post new credit card offers as quickly as possible.  We want to be your choice for comparing, finding and applying for the best credit card offers, so you can find the card that’s right for you. 

Start by comparing our list of top picks by category below: our “All Star” team of Editor’s recommendations for popular categories.  You can also explore individual categories further by comparing balance transfer offers, reward credit cards, low interest credit cards, cash back rewards cards, and 0% intro APR card offers.  Apply today using secure online applications

Category
Monthly Spend
Balance
  • Account history is reported to the three major credit bureaus in the U.S.
  • An opportunity to build and access credit
  • Choose your custom card design - Free
  • Unsecured credit card, no security deposit required
  • Quick pre-qualification available with no impact to your credit score
  • Online servicing available 24/7 at no additional cost
  • Mobile account access at any time
 

 Card Rating

 Credit Needed

 Bad/Poor

 
  • Membership eligibility and product restrictions apply and are subject to change.
  • Best for members rebuilding or establishing credit
  • It's a real credit card - not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Identity theft resolutions services provides assistance should you become the victim of identity theft. Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year. Travel accident insurance provides coverage for you and your family members when your card is used to purchase common carrier travel tickets.
  • Security: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. You are not liable for unauthorized purchases. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
  • Special Benefits for Military: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 10.40% and 20.40% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
 

 Card Rating

 Credit Needed

 None/Limited History

 
  • Your Full Service Prepaid Debit Account with 1% Cash Back on purchases. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • Earn 1% Cash Back added to your Account when you spend, for use on future purchases.
  • Free Direct Deposit gets you access to your money up to 2 days faster.
  • Free ATM withdrawals at over 24,000 ATMs nationwide.
  • Enjoy American Express service and security 24/7. Shop online and off and enjoy Card Membership benefits like Purchase Protection*.
 

 Card Rating

 Credit Needed

 No Credit

 
  • Membership eligibility and product restrictions apply and are subject to change.
  • Enjoy our lowest rate card.
  • Pay no annual, penalty APR or foreign transaction fees.
  • Get travel and retail benefits.
  • Special Benefits for Military: Reduced Rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 7.40% and 24.40% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA Rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
  • Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
 

 Card Rating

 Credit Needed

 Good

 
  • Account history is reported to the three major credit bureaus in the U.S.
  • An opportunity to build and access credit
  • Choose your custom card design - Free
  • Unsecured credit card, no security deposit required
  • Quick pre-qualification available with no impact to your credit score
  • Online servicing available 24/7 at no additional cost
  • Mobile account access at any time
 

 Card Rating

 Credit Needed

 Good/Fair

 
  • Your Full Service Prepaid Debit Card. (American Express Serve is not a credit card.)
  • No credit check. No minimum balance. No hidden fees.
  • Free Direct Deposit gets you access to your money up to 2 days faster.
  • Free ATM withdrawals at over 24,000 ATMs nationwide.
  • Free Online Bill Pay and money management tools.
  • Enjoy American Express service and security 24/7. Shop online and off and enjoy Card Membership benefits like Purchase Protection.*
 

 Card Rating

 Credit Needed

 No Credit

 
  • Quick pre-qualification available with no impact to your credit score
  • Protection from fraud, if your card happens to be lost or stolen
  • Choose your custom card design - Free
  • Free online account access
  • Easy pre-qualification process with fast response
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
 

 Card Rating

 Credit Needed

 Good/Fair

 
  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Double Your Line by making at least your minimum monthly payment on time for the first 7 months.
  • Get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Rates
 

 Card Rating

 Credit Needed

 Bad

 
  • Quick pre-qualification available with no impact to your credit score
  • Protection from fraud, if your card happens to be lost or stolen
  • Choose your custom card design - Free
  • Free online account access
  • Easy pre-qualification process with fast response
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
 

 Card Rating

 Credit Needed

 Bad/Poor

 
These quotes are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.
Best Credit Cards

Best Credit Cards of 2012.

Disclaimer: Because rates & offers from advertisers shown on this website change frequently, please visit referenced sites for current information. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.