Best Credit Cards of 2012.
The Best Credit Cards - Credit Card Comparison Made Easy
Credit card companies are in a race to offer the best rewards, highest cash back rebates, lowest interest, best balance transfer terms and much more. It’s hard to make sense of all the marketing – especially when so much of what has been published is out of date.
Our promise: All of our credit card reviews & information on card offers is current. We review our list of credit card offers DAILY, and ensure that we update and post new credit card offers as quickly as possible. We want to be your choice for comparing, finding and applying for the best credit card offers, so you can find the card that’s right for you.
Start by comparing our list of top picks by category below: our “All Star” team of Editor’s recommendations for popular categories. You can also explore individual categories further by comparing balance transfer offers, reward credit cards, low interest credit cards, cash back rewards cards, and 0% intro APR card offers. Apply today using secure online applications
- Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
- Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
- Up To 12 Months Same As Cash
- 50% Early Payoff Discount
- No Hidden Fees
- Return at any Time
- Quick pre-qualification available with no impact to your credit score
- Protection from fraud, if your card happens to be lost or stolen
- Choose your custom card design - Free
- Free online account access
- Easy pre-qualification process with fast response
- Accepted at over 35 Million Locations Worldwide!
- Previous bankruptcy OK
- USAA Bank credit cards are exclusively available to military members, veterans who have honorably served, and their eligible family members.
- Best for members rebuilding or establishing credit
- It's a real credit card -- not a debit or prepaid card.
- Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
- Retail and Travel Benefits: Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Identity theft resolutions services provides assistance should you become the victim of identity theft. Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year. Travel accident insurance provides coverage for you and your family members when your card is used to purchase common carrier travel tickets.
- Security: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. You are not liable for unauthorized purchases. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
- Special Benefits for Military: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 10.15% and 20.15% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Your Full Service Prepaid Debit Card. (American Express Serve is not a credit card.)
- No credit check. No minimum balance. No hidden fees.
- The Only Prepaid Debit Account with 1% Cash Back on purchases*
- FREE to register online
- FREE Early Direct Deposit
- Fraud Protection and American Express Customer Service
- USAA Bank credit cards are exclusively available to military members, veterans who have honorably served, and their eligible family members.
- Enjoy our lowest rate card.
- Pay no annual fee, penalty APR or over-the-limit fee.
- Get travel and retail benefits.
- Special Benefits for Military: Reduced Rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR of between 7.15% and 24.15% will apply. This rate will vary with the market based on the prime rate. Special 4% SCRA Rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
- Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
- Account history is reported to the three major credit bureaus in the U.S.
- An opportunity to build and access credit
- Choose your custom card design - Free
- Unsecured credit card, no security deposit required
- Quick pre-qualification available with no impact to your credit score
- Online servicing available 24/7 at no additional cost
- Mobile account access at any time
- See if you're Pre-Qualified in less than 60 seconds without impacting your credit score.
- Double Your Line by making at least your minimum monthly payment on time for the first 7 months.
- Get your updated FICO® Score each month when it is provided to us from the credit bureau.
- $0 Fraud Liability protects you from unauthorized charges.
- Online and mobile Account Access.
- No Penalty Rates or Over Limit Rates
- $0 Monthly Fee*
- No Credit Check or ChexSystems Check
- No Risk of Overdraft Fees
- No Bounced Checks - Ever!
- Free* Direct Deposit
- Easy Cash Reloading at 50,000 + Retail Locations
- Send Checks with Easy Online Bill Pay
- $0 Monthly Fee*
- Free* Direct Deposit
- No Credit Check* or ChexSystems Check
- No Risk of Overdraft fees
- No Bounced Checks - Ever!
- Easy Cash Reloading at 50,000 + Retail Locations
- Send Checks with Easy Online Bill Pay
- Quick pre-qualification available with no impact to your credit score
- Protection from fraud, if your card happens to be lost or stolen
- Choose your custom card design - Free
- Free online account access
- Easy pre-qualification process with fast response
- Accepted at over 35 Million Locations Worldwide!
- Previous bankruptcy OK
- Account history is reported to the three major credit bureaus in the U.S.
- An opportunity to build and access credit
- Choose your custom card design - Free
- Unsecured credit card, no security deposit required
- Quick pre-qualification available with no impact to your credit score
- Online servicing available 24/7 at no additional cost
- Mobile account access at any time
These quotes are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.
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